Are you looking for a stable career with flexible working hours and unlimited income potential? Becoming a LIC agent in India could be the right path for you. LIC (Life Insurance Corporation of India) is one of the most trusted names in the insurance industry, and starting your career with LIC offers long-term benefits.
In this article, we’ll walk you through the complete process to become a LIC agent, including eligibility, registration, training, and the benefits of the role. Whether you’re a student, a homemaker, a working professional, or a retired person, this guide will help you get started.
Who Can Become a LIC Agent?
Before starting the application, it’s important to know who is eligible. The basic eligibility criteria for becoming a LIC agent are:
You must be at least 18 years old
You must have completed the 10th standard (minimum)
A valid Aadhaar and PAN card
Basic communication and people skills
You do not need any prior experience in sales or insurance. LIC provides full training and support to help you get started.
Step-by-Step Process to Become an LIC Agent
Let’s break down the process to become an LIC agent into simple and clear steps:
Step 1: Contact a LIC Development Officer or Apply Online
You can begin by contacting your nearest LIC branch or a LIC Development Officer, who is responsible for recruiting agents in your area. Alternatively, you can apply online through trusted platforms like Square Insurance.
Once you apply, a representative will guide you through the rest of the process.
Step 2: Attend a Personal Interview
After your initial application, you will have to attend a short interview with the Development Officer or a LIC official. This is a basic interaction to understand your interest, communication skills, and ability to perform as an agent.
If you pass the interview, you move on to the training stage.
Step 3: Complete the Mandatory Training
As per IRDAI (Insurance Regulatory and Development Authority of India) rules, every applicant must undergo 25 hours of training conducted by LIC. The training covers:
- Basics of life insurance
- LIC products and plans
- Rules and regulations
- Sales techniques and customer service
This training can be completed offline or online, depending on the center you apply through.
Step 4: Clear the IRDAI Exam
After training, you must appear for the IRDAI pre-licensing examination. This is conducted online and tests your understanding of insurance concepts, ethics, regulations, and sales practices.
- Exam Type: Multiple-choice questions
- Passing Marks: 35% (usually out of 50 or 100 marks)
- Duration: 1–2 hours
- Mode: Online or at a test center
Once you pass this exam, you are eligible to be appointed as a licensed LIC agent.
Step 5: Get Your LIC Agent Code and Start Working
After passing the IRDAI exam, LIC will issue you an Agent ID code and appointment letter. You are now officially a LIC insurance agent and can start selling LIC’s life insurance policies.
You will also receive a login ID for the agent portal, where you can track your business, commissions, and policy status.
Benefits of Becoming a LIC Agent
Now that you understand the process, here are the key reasons why many people choose this as a career:
Unlimited Income Potential
Your income is based on the number of policies you sell. The more you sell, the more you earn—through commissions and bonuses.
Flexible Working Hours
You can work part-time or full-time. This is ideal for students, homemakers, or anyone looking to earn a side income.
High Job Satisfaction
LIC agents help people secure their future. The role gives you a sense of purpose and satisfaction.
Attractive Incentives
LIC offers rewards, foreign tours, performance bonuses, and recognition for top-performing agents.
Retirement Benefits
Top LIC agents can qualify for pension-like benefits and long-term incentives.
Documents Required to Apply for an LIC Agent
Here’s a quick list of documents you’ll need to submit:
- Aadhaar Card
- PAN Card
- Educational certificate (minimum 10th pass)
- Passport-size photographs
- Canceled cheque or bank passbook copy
- Address proof (electricity bill, voter ID, etc.)
Make sure your documents are clear and up-to-date when applying.
Why Apply Through Square Insurance?
If you're looking for a trusted platform to guide you, Square Insurance provides full assistance in the LIC agent application process. They offer:
- Online registration assistance
- Step-by-step guidance
- Support in scheduling your training and exam
- Help in getting your LIC Agent Code quickly
Their process is smooth, fast, and beginner-friendly.
Conclusion
The process to become an LIC agent is simple, clear, and open to anyone willing to learn and grow. With minimal qualifications and no investment, you can start a rewarding career in the insurance field. From online training to earning commissions, the journey is straightforward and fully supported by LIC.
If you're ready to start your LIC agent journey, take the first step today. The opportunity is waiting—apply now and build your future with one of India’s most trusted insurance brands.
