Hai, let's talk about (ICOs)! An Initial Coin Offering (ICO) is a way for new crypto projects to raise money. Imagine a startup has a great idea but needs funds to build it. So, instead of going to a bank or finding big investors, they create their own digital tokens and sell them to the public. People who believe in the project can buy these tokens using popular cryptocurrencies like Bitcoin or Ethereum, or sometimes even real money (called fiat). In return, they get early access to the project’s coin.