The Life Insurance Corporation of India (LIC) is one of the most trusted insurance providers in the country. Millions of people rely on LIC for life insurance plans that offer protection, savings, and peace of mind.

In today’s fast-paced world, LIC has made it much easier for customers to access their policy details without visiting the branch. Thanks to the LIC Login facility, you can check all your policy-related information online from the comfort of your home. Whether you want to know your policy status, premium due date, or loan eligibility, it is all just a few clicks away.

In this article, we will guide you step-by-step on how to access your policy details via LIC Login, along with the benefits and services available through the online portal.

Why Use LIC Login to Access Policy Details?

Gone are the days when you had to stand in long queues to get updates about your LIC policy. The LIC Login feature allows you to:

  • Check your policy details anytime, anywhere.
  • Avoid paperwork and manual processes.
  • Save time and effort.
  • Access important services instantly.

By using the LIC Login, you are in full control of your policy information, which helps in better financial planning.

Prerequisites for LIC Login

Before you start, here’s what you will need:

  • Registered Account – You must be registered on the LIC Customer Portal.
  • Policy Number – The unique number printed on your policy document.
  • Date of Birth – As per your policy records.
  • Email ID and Mobile Number – Linked with your LIC account.
  • Password – Created during your registration process.

Step-by-Step Guide to Access Your Policy Details via LIC Login

Step 1: Visit the LIC Customer Portal

Go to the official LIC Customer Portal using your web browser.

Step 2: Click on the Login Option

Select the ‘Customer Login’ option for registered users.

Step 3: Enter Your Credentials

Provide your User ID/ Email/ Mobile Number and Password.

Step 4: Enter the Captcha Code

Type the security code displayed on the screen for verification.

Step 5: Access Your Account

Click on ‘Sign In’ to enter your account.

Once logged in, you will be able to view your dashboard, where all your policy details are available.

What Policy Details Can You View After LIC Login?

When you log in to your LIC account, you can access the following information:

1. Policy Status

Check whether your policy is active, lapsed, or under claim settlement.

2. Premium Due Date

View your next premium payment date and avoid missing deadlines.

3. Sum Assured and Coverage Details

Know the total coverage amount and the benefits included in your plan.

4. Bonus Information

See the bonuses declared for your participating policy.

5. Loan Eligibility

Check if you can avail a loan against your policy and the eligible amount.

6. Premium Payment History

View records of all premiums paid in the past.

Additional Services Available Through LIC Login

Apart from viewing policy details, the LIC portal offers many online services:

  • Premium Payment – Pay premiums instantly through net banking, UPI, or cards.
  • Policy Loan Application – Apply for a loan without visiting the branch.
  • Claim Status Check – Track the progress of your policy claim.
  • Policy Revival – Renew lapsed policies online.
  • Profile Update – Change your contact details or address.
  • Download Statements – Get premium paid certificates and other documents.

Benefits of Using LIC Login for Policy Details

Using the LIC Login has multiple advantages for policyholders:

  • Convenience – Access information 24/7 without traveling.
  • Accuracy – Get real-time, updated policy data.
  • Security – Your details are protected with advanced encryption.
  • Efficiency – No paperwork or manual verification delays.

Common Issues and How to Fix Them

While the process is simple, you may face a few common issues:

  • Forgot Password – Use the ‘Forgot Password’ link to reset it.
  • Account Locked – Wait for a few hours or contact LIC for help.
  • Incorrect Credentials – Double-check your login details.
  • Unlinked Mobile/Email – Update your records to ensure smooth access

Tips for a Smooth LIC Login Experience

  • Always keep your policy number and date of birth handy.
  • Use a secure internet connection.
  • Update your contact details regularly to receive notifications.
  • Log out after every session to protect your account.

Conclusion

The LIC Login feature is a game-changer for policyholders, offering quick and easy access to important policy details without the need for physical visits. It saves time, reduces stress, and ensures that you stay updated about your insurance at all times.

If you want expert assistance in choosing the right LIC plan or managing your policies effectively, Square Insurance can guide you with personalized advice and services. Their team ensures that you get the most out of your LIC policies while enjoying complete peace of mind.