Car insurance in India has evolved significantly over the past decade, shifting from paperwork-heavy processes to fully digital experiences. Among the insurers driving this transformation is Go Digit Car Insurance, popularly known as Digit Insurance. With simplified policies, fast claim settlement, and customer-first features, Go Digit Car Insurance has become a preferred choice for many Indian car owners.

This blog explains Go Digit Car Insurance plans, coverage, benefits, and who should consider buying it, helping you make an informed insurance decision in 2025.

What Is Go Digit Car Insurance?

Go Digit Car Insurance is offered by Digit General Insurance, an IRDAI-registered insurer known for its technology-driven approach. The company focuses on transparency, ease of use, and faster claims by minimizing paperwork and simplifying policy terms.

Whether you own a new car or an older vehicle, Go Digit offers flexible car insurance plans designed to meet varying coverage needs and budgets.

Types of Go Digit Car Insurance Plans

1. Third-Party Car Insurance

This is the mandatory insurance required under the Motor Vehicles Act, 1988. It covers:

· Injury or death of a third party

· Damage to third-party property

However, it does not cover damages to your own car.

2. Comprehensive Car Insurance

A comprehensive plan provides extensive protection, including:

· Third-party liability

· Own damage cover for your car

· Theft, fire, natural calamities, and man-made disasters

This plan is ideal for car owners looking for complete financial security.

3. Standalone Own Damage Cover

If your car already has a valid third-party policy, you can purchase a standalone own damage plan from Go Digit to cover your vehicle against damages and losses.

Coverage Offered by Go Digit Car Insurance

Go Digit Car Insurance offers robust coverage against multiple risks, such as:

· Road accidents and collisions

· Theft or burglary

· Fire and explosion

· Natural calamities like floods, earthquakes, cyclones

· Man-made events such as riots or vandalism

The insurer also allows policyholders to customize coverage using add-on options.

Popular Add-On Covers by Go Digit

To enhance protection, Go Digit offers several add-ons, including:

· Zero Depreciation Cover – Full claim without depreciation deduction

· Engine & Gearbox Protection – Useful in flood-prone areas

· Return to Invoice Cover – Get the car’s invoice value in case of total loss

· Roadside Assistance – 24×7 help during breakdowns

· Consumables Cover – Covers items like engine oil and nuts & bolts

These add-ons are particularly beneficial for new or high-value cars.

Key Benefits of Go Digit Car Insurance

1. Simple & Transparent Policies

Go Digit uses clear language, making it easy for customers to understand inclusions and exclusions without confusion.

2. Fast & Digital Claim Process

Claims can be initiated online through the website or app, often with video-based inspections, reducing turnaround time.

3. Wide Network of Cashless Garages

Go Digit has an extensive network of partner garages across India, enabling hassle-free cashless repairs.

4. Affordable Premiums

The insurer offers competitive pricing, making comprehensive coverage accessible to a wide range of customers.

5. Flexible Customization

Policyholders can tailor coverage by choosing add-ons that suit their driving habits and location.

How to Buy Go Digit Car Insurance Online

Buying Go Digit Car Insurance online is quick and convenient:

1. Enter vehicle details

2. Select plan type (third-party or comprehensive)

3. Choose add-ons

4. Make online payment

5. Receive policy instantly via email

The entire process takes just a few minutes.

Go Digit Car Insurance Claim Process

Go Digit follows a customer-friendly claim process:

· Inform Digit about the incident

· Upload required documents

· Get vehicle inspection done digitally

· Repair at a network garage or get reimbursement

This streamlined approach helps reduce delays and paperwork.

Who Should Choose Go Digit Car Insurance?

Go Digit is ideal for:

· Tech-savvy car owners

· First-time car insurance buyers

· Urban drivers seeking quick claims

· Customers looking for transparent policies

Frequently Asked Questions (FAQs)

Q.1. Is Go Digit Car Insurance reliable in India?
Yes, Go Digit is IRDAI-registered and known for fast claim settlement and transparent policy features.

Q.2. Does Go Digit offer zero depreciation cover?
Yes, zero depreciation is available as an add-on with comprehensive car insurance.

Q.3. Can I renew my Go Digit car insurance online?
Yes, renewals can be done instantly online without paperwork.

Q.4. Is Go Digit Car Insurance suitable for old cars?
Yes, Go Digit offers flexible plans for both new and older vehicles.

Q.5. How can Square Insurance help with Go Digit Car Insurance?
Square Insurance helps users compare Go Digit Car Insurance with other insurers, check premiums, and select the most suitable policy easily.

Conclusion

Go Digit Car Insurance stands out for its simplicity, digital-first approach, and customer-focused services. With flexible plans, multiple add-ons, and a quick claim process, it is a strong option for car owners in 2025 who want reliable protection without complications.

Kindly Note

Insurance coverage, premiums, and claim eligibility depend on vehicle type, location, and policy terms. Always read the policy wording carefully before purchasing.

For easy comparison, policy issuance, and renewals, you can also use the Square Insurance POS – Apps on Google Play-, designed to simplify insurance buying and advisory services.