In 2026, borrowers often compare banks and digital lending apps for quick loans. Banks follow RBI rules, offer clear interest rates, and protect customer data. Loan apps may provide fast approval, but some charge high fees or misuse personal information. When comparing loan apps vs banks, banks remain safer due to transparency and legal protection. Loan apps should be used only after checking registration and full loan terms. Know more: https://www.investkraft.com/blog/list-of-instant-personal-loan-apps