Description

SCHD Dividend Calculator is a lightweight, research-backed web and desktop tool designed to help everyday investors project their future income through dividend reinvestment plans (DRIP) and monthly SIPs (Systematic Investment Plans) for the Schwab U.S. Dividend Equity ETF (SCHD).

Using historical SCHD dividend growth and price appreciation as a baseline, the app allows users to input starting investment amounts, periodic contributions, and adjust assumptions about dividend and share-price growth rates. It outputs easy-to-read year-by-year tables, dynamic charts, and key metrics like yield-on-cost and cumulative dividends.

In addition to visualizing income snowball scenarios, the calculator provides preset optimism/conservative/default projections, empowering investors to stress-test assumptions before committing capital. The tool is ideal for dividend growth investors who want transparent math without hype or commercial bias.

Features include:

Dividend reinvestment and monthly contribution modeling

Adjustable growth rate sliders for personalization

Interactive charts and downloadable reports

Open-source engine snippets for transparency

Mobile-friendly web interface and planned desktop app version

SCHD Dividend Calculator is free to use with no signup or email required. It serves as a practical educational resource for long-term ETF investors seeking to fund goals through dividend income.

Developed and maintained independently, the project emphasizes clear, accurate finance and empowers users to make data-driven decisions effortlessly.