Description

KreditSOS serves as a sophisticated decision-support engine designed to bring institutional-grade transparency to the Swiss credit market. Navigating mortgages and personal loans in Switzerland often involves complex variables—from fluctuating SARON rates to hidden refinancing penalties. KreditSOS solves this by providing a neutral, data-driven framework that audits financial commitments from a technical perspective.

The platform’s strength lies in its ability to perform a comprehensive "Total Cost of Debt" analysis. This goes beyond simple interest rate comparison, factoring in tax implications, break-up fees, and long-term interest trajectories. By bridging the information gap between traditional banking institutions and the borrower, KreditSOS ensures that users have the analytical power to regain control over their liquidity and financial health through software-led transparency.