Renewing your car insurance on time is crucial to avoid lapses in coverage and penalties. Many car owners delay renewal, which can lead to loss of benefits such as the No Claim Bonus (NCB). Go Digit Car Insurance Renewal makes renewal simple, fast, and completely digital. With just a few clicks, you can renew your policy from the comfort of your home.

In this blog, we will explain how to renew Go Digit Car Insurance online, the benefits of timely renewal, tips to save on premiums, and key points to keep in mind.

Why Timely Renewal of Car Insurance Is Important

Renewing your car insurance before it expires is essential for several reasons:

  • Legal Compliance: Driving without a valid car insurance policy is against Indian law.
  • No Claim Bonus (NCB): Timely renewal helps you retain your NCB, which can reduce your premium.
  • Continuous Protection: Ensures your car is protected from accidents, theft, natural disasters, and third-party liabilities.
  • Avoid Penalties: Delayed renewal may attract fines from traffic authorities.
  • Smooth Claims: A valid policy ensures that claims can be processed without complications.

Steps to Renew Go Digit Car Insurance Online

Renewing your Go Digit Car Insurance online is simple and can be done in a few minutes. Follow these step-by-step instructions:

Step 1: Visit the Go Digit Website or App

Go to the official Go Digit website or open the mobile app. Both platforms provide a user-friendly interface for policy renewal.

Step 2: Enter Your Car Details

Provide your car registration number, make and model, and policy number. These details help fetch your existing policy.

Step 3: Review Your Existing Policy

Check your current coverage, add-ons, and the premium. You can also make changes if needed, such as adding extra coverage or updating your details.

Step 4: Choose Add-Ons

Go Digit offers several optional add-ons like:

  • Zero Depreciation Cover
  • Engine Protection Cover
  • Roadside Assistance
  • Return to Invoice Cover
  • Consumables Cover

Select add-ons based on your requirements to enhance coverage.

Step 5: Compare Premium Options

The system will show the renewal premium based on your coverage and add-ons. You can compare different options to choose what suits your needs best.

Step 6: Make Online Payment

Complete the payment securely through available options like net banking, debit/credit card, or UPI.

Step 7: Receive Your Renewed Policy

After payment, you will receive a renewed policy document instantly via email. You can also download it from the Go Digit app.

Benefits of Renewing Go Digit Car Insurance Online

Renewing your car insurance online has several advantages:

1. Convenience

You can renew your policy anytime from your home or office without visiting an insurance office.

2. Time-Saving

Online renewal takes only a few minutes compared to offline methods.

3. Paperless Process

No paperwork is needed. The entire process, including payment and policy issuance, is digital.

4. Flexible Add-Ons

You can easily add or remove add-ons based on your changing needs.

5. Instant Policy Delivery

Once the payment is made, the renewed policy is delivered instantly via email or app.

6. Retain No Claim Bonus (NCB)

Renewing on time helps you retain NCB, which can significantly reduce your premium.

Tips to Save on Go Digit Car Insurance Renewal

Here are some practical tips to help you save money during renewal:

  1. Renew Before Expiry: Avoid policy lapse to retain NCB and prevent penalties.
  2. Compare Add-Ons Carefully: Only select add-ons that you actually need.
  3. Maintain No Claim Bonus: Avoid unnecessary claims to reduce premiums in future renewals.
  4. Update Car Details: Ensure correct car age, registration, and engine capacity for accurate premium calculation.
  5. Install Anti-Theft Devices: Cars with safety devices often get premium discounts.
  6. Use Online Platforms: Online renewals often have special discounts compared to offline methods.

Common Mistakes to Avoid During Renewal

  1. Delaying Renewal: Late renewal can result in higher premium and loss of NCB.
  2. Ignoring Policy Wording: Read terms carefully to avoid coverage gaps.
  3. Incorrect Car Details: Wrong information may lead to claim rejection.
  4. Skipping Add-Ons: Failing to add required covers may leave you unprotected.
  5. Not Comparing Premiums: Always compare before finalizing renewal.

How to Track Your Renewal Status

After renewing online, you can track your policy status easily:

  • Through Go Digit App: Check policy renewal and payment status in real-time.
  • Website Login: Log into your Go Digit account for updates.
  • Customer Care: Call Go Digit support for assistance if needed.

Benefits of Choosing Go Digit for Online Renewal

  • Digital-First Approach: Entire process is online and paperless.
  • Quick Policy Issuance: Get renewed policy instantly.
  • Easy Add-On Management: Customize coverage as per your needs.
  • 24x7 Customer Support: Assistance is available anytime.
  • Secure Payment: Multiple safe payment options available.

Frequently Asked Questions.

Q1. Can I renew Go Digit Car Insurance online?
Yes, you can renew your policy easily via the Go Digit website or mobile app.

Q2. What happens if I delay renewal?
Delaying renewal can result in loss of No Claim Bonus, higher premium, and lapse in coverage.

Q3. Can I change add-ons during renewal?
Yes, you can add or remove add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance.

Q4. How do I receive my renewed policy?
The renewed policy is delivered instantly via email and is also available on the Go Digit app.

Q5. Can I get help from squareinsurance for renewal?
Yes, you can use squareinsurance to compare plans, get guidance, and renew your Go Digit policy smoothly.

Conclusion

Renewing your Go Digit Car Insurance online is simple, quick, and convenient. By following the steps mentioned above, you can ensure your car remains protected without any gaps. Timely renewal helps you retain your No Claim Bonus, avoid penalties, and enjoy uninterrupted coverage.

Always check your coverage, add-ons, and premium options before renewing. Using online platforms and apps like Go Digit makes the process faster and more efficient.

Note:

You can also manage and compare car insurance policies easily using the Square Insurance POS – Apps on Google Play. This app helps users track renewals, compare premiums, and get support for a hassle-free insurance experience. Download Square Insurance POS App from Google Play to renew your car insurance quickly and conveniently.